First Time Buyer

The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the process from start to finish so that you understand exactly what the purchase entails and how much it will cost.
 
We listen to your questions and take the time to help you through the process from your first enquiry through to your move in day.  There are many first time buyer mortgages to choose from and we can find the best option for you.
 
The mortgage market changes all the time, not just in terms of mortgage deals and regulations but also in the way lenders assess loan applications.
Some of the changes have been in the way mortgage lenders assess the suitability of all clients for the different types of loans on offer.
 
There is now more focus on affordability and expenditure. This is very different from the traditional approach of simply multiplying your annual income by a pre-set multiple to obtain a maximum lending amount.

We pride ourselves on being up to date with regulation, legislation, and the economic market.
We understand your needs, match them to the requirements of lenders, and protect you and your dependants once you have bought your property.
This way, we help you save time and money in the new world of mortgage advice.