Are you having a problem trying to get a Re-mortgage or Mortgage because of a low credit rating or poor credit history. Maybe you are having problems because you are self-employed. If you have you been refused elsewhere. Getting a re-mortgage or mortgage really needn't be such a problem!

In an ideal world, we would all have a steady job, regular income and no financial worries. In reality however, many of us will encounter some form of financial problems, often through no fault of our own.

Many people find it a problem to obtain a re-mortgage or mortgage through traditional lending sources. Changes in lifestyle can create major difficulties when it comes to arranging a mortgage, especially if you are self-employed or have experienced bad credit problems such as CCJ's, defaults, or arrears.

We have the ability to search the whole of the mortgage market for the most suitable mortgage for your needs with terms available for-

• Mortgage arrears with your existing prime or adverse credit lender? (Even with repossession order issued)
• CCJ’s (Count Court Judgements) Registered within the last 5 years whether satisfied or not
• Loan and credit card defaults or missed payments
• IVA (Individual Voluntary Arrangement)
• Discharged Bankruptcy
• Self employed / No proof of income

Home visits at a time to suit you - CALL US ON 01904 607492 to arrange a FREE NO OBLIGATION appointment.

The overall cost for comparison is 9.7% APR for Adverse Credit Mortgages and 6.9%APR for mortgages with no proof of income or Self Certification The actual rate available will depend upon your circumstances. Ask for a personalised illustration.